âWe have an eight month old baby. She used up all of our savings by simply paying for major surgery and months of convalescent care so she could eat properly. Insurance costs almost $ 700 / month (more than our food expenses and utilities). ), and this “insurance” only gives us a “discount” AFTER paying several thousand dollars in cash. “
“And what are we putting off because of that? I have a serious shoulder injury from a work injury which only gets worse over time. I can barely lift my arm if I’m holding a weight. I have three crowns (all of which cost ~ $ 1000 each to get) that have fallen out in the past three years that I can’t afford to replace, and my remaining teeth have been ground down a few millimeters and destroyed, leaving me with destroyed jaw geometry, interrupted breathing while sleeping, jaw nerve pain, disfigured teeth, and head and neck pain. I was told that this level of oral damage would cost around $ 20,000 to $ 60,000 to correct.
Instead, I’ll probably have to wait until the pain is so extreme that I can’t eat and have all of my teeth pulled out because it will cost less than the repairs. I am only 44 years old. Until our system stops allowing one thousand percent cost increases that are opaquely paid by insurance companies with no incentive to cut costs, things will only get worse. I am terrified that we are being ruined by what would once have been considered standard expenses without incident when I was young. “